Lewisville, Texas

Lewisville Mortgage Loan Officer for Lake-Adjacent Texas Buyers

Lewisville sits on Lewisville Lake with easy access to the metro. I help Lewisville buyers and homeowners finance the home that fits — purchase, refinance, and everything between.

Lewisville homebuyers

Lake views and a quick metro commute

From neighborhoods near the lake to growing communities on the city's edges, Lewisville offers a wide range of buyer profiles. I help you compare loan programs side-by-side.

  • FHA, VA, USDA, Conventional review
  • First-time buyer support
  • Refinance review for current Lewisville homeowners
  • Realtor-ready pre-approval letters
Established Lewisville two-story home
Lewisville, TXLewisville Lake · Denton County · Quick DFW commute
Lewisville real estate · 2026

Know the Lewisville market before you shop

Lewisville median home price

~$350,000

Lewisville is one of Denton County's most accessible cities — solid starter inventory from $270K–$360K near Lake Lewisville, within easy FHA range.

2026 FHA loan limit

$563,500

Denton County FHA limit. Most Lewisville purchases fall well under this — FHA with 3.5% down works for the majority of buyers here.

Denton County property tax

~1.8%

On a $325K home that's ~$488/mo in escrow. I factor the real tax rate into every pre-approval I run.

Lewisville neighborhoods I serve: Valley Lake (most affordable, $270K–$330K), Southgate, Highlands North, Hebron Parkway corridor, and the Vista Ridge area near Lake Lewisville — lake views add $30K–$80K to prices
Down payment assistance · Lewisville TX 2026

How to buy in Lewisville with little or no money down

Denton County's $119,700 DPA income limit means more Lewisville households qualify for assistance than in Dallas or Tarrant County. TSAHC grants require no repayment and stack directly with FHA.

Program Amount Type Income limit (Denton County) FTHB only?
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$119,700 Yes (or veteran)

Sample scenario: $325K home in Lewisville with TSAHC 5% grant

Purchase price$325,000
FHA down (3.5%)$11,375
TSAHC 5% grant~$15,700
Est. monthly PITI~$2,853/mo
Cash to closeAs low as $0–$2,000

Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~1.8% Denton County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.

See all DPA programs I offer →
Loan options in Lewisville

Programs Lewisville buyers compare

Lewisville FAQ

Common Lewisville buyer questions

Is Conventional the right call for Lewisville buyers?
Often yes — Lewisville price ranges work well with Conventional for buyers with established credit. I will compare options.
Are there DPA programs that work in Lewisville?
Some programs may apply. I will check current availability for your situation.
Can VA buyers find homes in Lewisville?
Yes — VA financing works well across Lewisville for eligible Veterans and military families.
How are property taxes in Lewisville, TX?
I'm Bond Peter Njoku (NMLS #2670329) and Lewisville property tax rates vary by school district and by whether the community sits inside a MUD or PID, which adds an assessment on top of the Denton County base rate. I build the actual figure for your specific address into your monthly payment estimate so the number is realistic before you make an offer. Call or text me at 469-545-7180.
Are there new-construction options in Lewisville?
I'm Bond Peter Njoku (NMLS #2670329) and yes — I finance new builds across the Lewisville area and time the loan to the builder's schedule, including extended rate locks when completion is months out. I'll also compare the builder's preferred-lender incentive against an outside loan so you can see the real cost difference. Call or text me at 469-545-7180.
All loans subject to credit approval. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.

Looking to buy a home in Lewisville?

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Loan pages for Lewisville

Program-specific guides for Lewisville, TX