I'm Bond Peter Njoku (NMLS #2670329). Lewisville in Denton County sits between Flower Mound, Denton, and DFW Airport — a central DFW location with homes priced $280,000–$400,000. FHA is the dominant first-time buyer loan here, and TSAHC's high Denton County income limit (~$119,700) means most Lewisville buyers qualify.
Lewisville homes run $280,000–$400,000 — comfortably within Denton County's $524,225 FHA limit. The city's location on I-35E makes it attractive for buyers who work in Dallas or Fort Worth but want Denton County's lower property taxes and higher TSAHC income limits. At 3.5% down on a $310,000 home, you need $10,850 — typically covered by TSAHC's grant.
Lake Lewisville and the Old Town entertainment district attract buyers seeking lifestyle alongside accessibility. Many Lewisville buyers are moving up from apartments in Carrollton or Denton and buying their first home with FHA and TSAHC assistance.
| Minimum credit score | 580 (for 3.5% down) |
|---|---|
| Minimum down payment | 3.5% of purchase price |
| 2026 FHA loan limit | $524,225 (Denton County) |
| Typical Lewisville price range | $280,000–$400,000 |
| Debt-to-income ratio | Up to 57% (case by case) |
| Mortgage insurance | Upfront MIP + annual MIP |
| DPA compatibility | TSAHC, TDHCA |
A 3–5% grant — no repayment, ever. Available across Denton County. Income limit ~$119,700 for 2026. No first-time buyer requirement. On a $310,000 Lewisville home, a 4% grant = $12,400, covering the full down payment and contributing to closing costs. One of the best DPA programs in DFW.
Up to 5% deferred, forgiven at year 3. Paired with a below-market FHA rate. For first-time buyers and veterans in Lewisville. Pairs well with TSAHC when you need both a lower rate and maximum down payment coverage.
Denton County's income limit (~$119,700) is $22,500 higher than Dallas County's limit. That means more Lewisville buyers qualify for TSAHC than their Dallas or Mesquite counterparts. If you've been told you make too much for DPA elsewhere, call me — Lewisville may qualify.
I'm Bond Peter Njoku (NMLS #2670329), a licensed mortgage loan officer serving Lewisville and all of Denton County. I specialize in FHA with TSAHC assistance for first-time buyers. Call or text me at 469-545-7180.
Lewisville homes run $280,000–$400,000, all within Denton County's FHA limit of $524,225. At 3.5% on a $310,000 home, that's $10,850 — typically covered by TSAHC. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Yes. Denton County's TSAHC income limit (~$119,700) is one of DFW's highest. If you were told you earn too much for DPA elsewhere, Lewisville's Denton County designation may change that. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Central location, below-average property taxes for the DFW metro, and prices that FHA covers easily. Lewisville also has active resale inventory so buyers aren't competing as aggressively as in Frisco or Allen. I'm Bond Peter Njoku (NMLS #2670329). Text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), your Denton County FHA loan officer. Call, text, or WhatsApp me at 469-545-7180 — I'll run your Lewisville FHA numbers and TSAHC eligibility for free.
Also serving nearby: Lewisville · Denton · Flower Mound · FHA Loans in Denton · FHA Loans in Flower Mound · FHA Loans in Grapevine · FHA Loans Overview · DPA in Lewisville · VA Loans in Lewisville