I'm Bond Peter Njoku (NMLS #2670329). Lewisville is in Denton County, which carries an income limit of approximately $119,700 for DPA programs — the same higher tier as Collin County. TSAHC's grant covers the FHA down payment on most Lewisville homes, and TDHCA adds another layer of deferred assistance for first-time buyers.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Denton Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$119,700 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$119,700 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
Lewisville is one of those cities where buyers often cross-shop with Carrollton or Farmers Branch — both of which are in Dallas County with a lower income limit ($97,200). A buyer who gets told "you earn too much" for DPA in Carrollton may still qualify in Lewisville at $119,700. I run this county comparison on every dual-city search.
| Purchase price | $305,000 |
|---|---|
| FHA down payment (3.5%) | $10,675 |
| TSAHC grant (3.5% of loan) | $10,301 |
| TDHCA (up to 5% deferred) | $14,716 |
| Down from buyer | $0 |
Call 469-545-7180 — I'll run your Lewisville scenario and check eligibility.
TSAHC Home Sweet Texas (3–5% grant, no repayment, no FTHB requirement) and TDHCA My First Texas Home (up to 5%, forgiven yr 3). Denton County income limit ~$119,700. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Denton County 2026 limit is ~$119,700 — higher than the Dallas County limit ($97,200) in nearby Carrollton or Farmers Branch. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Yes — TSAHC pairs with conventional loans, which may be better at Lewisville's price points if you want to avoid FHA's MIP. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), serving all of Denton County including Lewisville. I close TSAHC and FHA loans regularly. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). Denton County's higher income limit may open the door. Call or text me at 469-545-7180.
DPA by city: Lewisville · Denton · Flower Mound · Garland · All DPA Programs · Lewisville Location Page · First-Time Buyer Guide