Conventional Home Loans
Conventional Loans in Texas
The most common loan type in the U.S. — and a flexible fit for buyers with established credit. Available for primary residences, second homes, and investment properties.
The most common loan type in the U.S. — and a flexible fit for buyers with established credit. Available for primary residences, second homes, and investment properties.
Conventional loans aren’t insured by a government agency, which gives them flexibility on property types and terms. For buyers with steady income and a healthy credit history, they often deliver some of the strongest overall terms.
Solid score and history can translate to better terms.
Government-backed loans usually can’t — Conventional often can.
PMI typically ends once you reach the required equity threshold.