Pre-Approval

Know Your Buying Power Before You Shop

Mortgage pre-approval helps you understand your loan options, budget confidently, and strengthen your offer when you find the right home.

Start My Pre-Approval

Tell me a few details and I’ll reach out within one business day to walk through next steps. No fee to inquire.

Prefer to talk?

I’m happy to answer questions before you fill out a form.

What you’ll need

  • ID and Social Security
  • Recent pay stubs
  • W-2s or tax returns (2 yrs)
  • Bank statements (most recent)
  • Asset and debt summary

Why pre-approval matters

A solid pre-approval letter shows sellers you’re ready and helps your Realtor write a stronger offer in competitive Texas neighborhoods.

Keep Learning

From the Blog

Pre-approval vs pre-qualification

Two terms, different weight

Pre-Qualification

A quick estimate based on self-reported information. Useful early to ballpark a budget, but it doesn’t carry weight with most sellers.

Pre-Approval

A more thorough review based on verified documentation. Pre-approval letters help your offer stand out and signal that you’re ready to move forward.

Pre-approval is not a final loan commitment. All loans are subject to credit approval, final underwriting review, and acceptable property appraisal. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.
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