Whether you’re buying your first home in Oak Cliff, moving up in Lake Highlands, or investing in Bishop Arts, I help Dallas families understand their options and move forward with confidence.
Dallas is a city of micro-markets — what works in Lakewood doesn’t always work in Pleasant Grove. I bring local knowledge to your file, helping you compare loan options against the specific home and neighborhood you’re considering.
A strong fit in many Dallas zip codes — low down payment and flexible credit guidelines.
Read moreFlexible terms for primary, second, or investment homes across Dallas.
Read moreFavorable terms for eligible service members and surviving spouses.
Read moreOuter Dallas suburbs may qualify — I will check the map for you.
Read moreLower your payment, access equity, or change loan structure based on today’s goals.
Read moreDallas-area programs may help reduce your out-of-pocket costs.
Read more~$360,000
A large metro with wide price ranges — from $200K starter homes in South Dallas to $600K+ in Uptown. Most DFW FHA buyers land between $220K–$420K.
$563,500
Most Dallas purchases fall under this limit. Dallas DHAP pairs with FHA for very low out-of-pocket costs.
~2.2%
On a $320K home that's ~$587/mo in escrow. I factor the real tax rate into every pre-approval I run.
Dallas city buyers have access to the DHAP — up to $60,000 forgivable over 5 years — one of the largest DPA amounts in all of Texas. Stack it with TSAHC and your out-of-pocket cost can reach near zero.
| Program | Amount | Type | Income limit (Dallas County) | FTHB only? |
|---|---|---|---|---|
| Dallas DHAP | Up to $60,000 | Forgivable over 5 yrs | ~$97,200 | Yes |
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$97,200 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.2% Dallas County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.
~$360,000
A large metro with wide price ranges — from $200K starter homes in South Dallas to $600K+ in Uptown. Most DFW FHA buyers land between $220K–$420K.
$563,500
Most Dallas purchases fall under this limit. Dallas DHAP pairs with FHA for very low out-of-pocket costs.
~2.2%
On a $320K home that's ~$587/mo in escrow. I factor the real tax rate into every pre-approval I run.
Dallas city buyers have access to the DHAP — up to $60,000 forgivable over 5 years — one of the largest DPA amounts in all of Texas. Stack it with TSAHC and your out-of-pocket cost can reach near zero.
| Program | Amount | Type | Income limit (Dallas County) | FTHB only? |
|---|---|---|---|---|
| Dallas DHAP | Up to $60,000 | Forgivable over 5 yrs | ~$97,200 | Yes |
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$97,200 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.2% Dallas County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.