Southlake is one of North Texas's most established affluent communities. I help Southlake families and move-up buyers structure financing that fits the home and the long term.
Southlake's price points and home types are different from many DFW markets. I compare jumbo, Conventional, and other options carefully so the loan structure actually fits.
~$900,000+
Southlake is a luxury market — most homes are well above the $563,500 FHA limit. Conventional and jumbo financing are standard. VA loans are available for eligible veterans at any loan amount.
$563,500
Most Southlake listings exceed this limit. Conventional loans (5–20% down) and jumbo loans are the primary financing options. VA buyers with eligibility face no loan limit.
~2.0%
On a $750K home that's ~$1,250/mo in escrow. I factor the real tax rate into every pre-approval I run.
Most Southlake buyers exceed the DPA income limits for TSAHC and TDHCA programs. Veterans using VA loans have no loan limits and $0 down regardless of purchase price — a significant advantage in this market.
| Program | Amount | Type | Income limit (Tarrant County) | FTHB only? |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$97,200 | Yes (or veteran) |
Estimate at 7.0% 30-yr conventional with 20% down. Includes P&I, ~2.0% Tarrant County property tax, and insurance. No PMI at 20% down. VA loans available with $0 down for eligible veterans at any loan amount. Call 469-545-7180 for your options.
Often a strong fit for Southlake first-time buyers.
Read moreFlexible terms for established Southlake buyers.
Read moreFor eligible Southlake Veterans and military families.
Read moreUSDA eligibility is address-specific, and most developed parts of Tarrant County don't qualify — I'll check your exact address.
Read moreReview your current loan and goals.
Read moreTexas programs that may reduce out-of-pocket costs.
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