Allen continues to attract families with strong schools, established neighborhoods, and access to the rest of Collin County. I help Allen buyers finance the home that fits their goals.
Allen homes move quickly. A solid pre-approval letter from me shows sellers you are serious and gives your Realtor what they need to compete.
Often a strong fit for Allen first-time buyers.
Read moreFlexible terms for established Allen buyers.
Read moreFor eligible Allen Veterans and military families.
Read moreUSDA eligibility is address-specific, and most developed parts of Collin County don't qualify — I'll check your exact address.
Read moreReview your current loan and goals.
Read moreTexas programs that may reduce out-of-pocket costs.
Read more~$440,000
Allen's median is above most DFW cities, but first-time buyer opportunities exist in East Allen neighborhoods starting around $320K.
$563,500
Collin County FHA limit. Most Allen starter homes fall well under this — FHA is fully available here.
~1.5%
On a $400K home that's ~$500/mo in escrow. I factor the real tax rate into every pre-approval I run.
Collin County's higher DPA income limit ($119,700) means more Allen buyers qualify for down payment assistance than in Dallas or Tarrant County. TSAHC grants require no repayment — ever.
| Program | Amount | Type | Income limit (Collin County) | FTHB only? |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$119,700 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~1.5% Collin County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.
~$440,000
Allen's median is above most DFW cities, but first-time buyer opportunities exist in East Allen neighborhoods starting around $320K.
$563,500
Collin County FHA limit. Most Allen starter homes fall well under this — FHA is fully available here.
~1.5%
On a $400K home that's ~$500/mo in escrow. I factor the real tax rate into every pre-approval I run.
Collin County's higher DPA income limit ($119,700) means more Allen buyers qualify for down payment assistance than in Dallas or Tarrant County. TSAHC grants require no repayment — ever.
| Program | Amount | Type | Income limit (Collin County) | FTHB only? |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$119,700 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~1.5% Collin County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.