Effective date: June 24, 2026 · Last updated: June 24, 2026

These Terms of Service ("Terms") govern your use of the bondmortgagesolutions.com website ("Site"), operated by Peter, NMLS #2670329, working with Mortgage Funding Solutions, Company NMLS #1972934 ("we," "us," "our"). By using the Site you agree to these Terms.

1. Informational Use Only

Content on this Site is provided for general information about mortgage products, services, and home buying in Texas. Nothing on the Site constitutes a loan commitment, an offer to lend, financial advice, or legal advice. Loan program availability, terms, and qualifying requirements vary by borrower, property, and program. All loans are subject to credit approval, full underwriting, and acceptable property appraisal.

2. No Guarantees of Rates or Approval

Any rates, fees, or examples shown on the Site are estimates and may change at any time without notice. We do not guarantee any specific interest rate, monthly payment, loan amount, or loan approval. Your actual loan terms will be determined after review of a complete application and supporting documentation.

3. Eligibility

The Site is intended for users in the United States, primarily in Texas. You must be at least 18 years of age and legally able to enter a binding contract to use our services.

4. Your Account and Information

You agree to provide accurate, current, and complete information when applying for a loan or contacting us. Submitting false information may result in denial of an application, termination of services, and may be a violation of federal and state law.

5. Intellectual Property

The Site and its content (including text, graphics, logos, the Bond Peter Njoku name and logo, and the underlying software) are owned by or licensed to us and are protected by U.S. and international intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written consent, except for personal, non-commercial use.

6. Third-Party Links

The Site may link to third-party websites for your convenience (for example, NMLS Consumer Access, document upload portals, or loan application portals). We do not control those sites and are not responsible for their content, security, or privacy practices. Use them at your own risk and subject to their own terms.

7. Communications

By providing your phone number or email on the Site, you consent to receive communications from us by phone, text message, email, or other electronic means related to your inquiry or application. Standard message and data rates may apply for SMS. You may opt out of marketing communications at any time by replying STOP or contacting us directly.

8. Compliance and Equal Housing Lender

We operate as Equal Housing Lender and comply with the federal Fair Housing Act, the Equal Credit Opportunity Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act, the SAFE Act, the Gramm-Leach-Bliley Act, and applicable Texas laws governing mortgage origination.

9. Disclaimer of Warranties

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, including loss of profits, data, or goodwill, even if we were advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Peter, Mortgage Funding Solutions, and their respective officers, employees, and agents from any claim arising out of your misuse of the Site or violation of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. Any dispute will be brought in the state or federal courts located in Dallas County, Texas.

13. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after we post changes constitutes acceptance of the updated Terms.

14. Contact

Bond Peter Njoku
1919 S. Shiloh Rd, Suite 518
Garland, TX 75043
Phone: 469-545-7180 · Office: 469-929-6075

Peter is a Mortgage Loan Originator (NMLS #2670329) operating with Mortgage Funding Solutions (Company NMLS #1972934). Equal Housing Lender. All loans subject to credit approval. These Terms are provided for general information; for legal advice consult an attorney. Verify our license at NMLS Consumer Access.