Effective date: June 24, 2026 · Last updated: June 24, 2026
Peter, NMLS #2670329, operating with Mortgage Funding Solutions (Company NMLS #1972934) ("we," "us," "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. It applies to information collected through our website, our mortgage application process, and our communications with you.
1. Information We Collect
To help you compare mortgage options and complete a loan application, we may collect the following categories of nonpublic personal information ("NPI"):
- Identification: name, address, phone number, email, date of birth, Social Security number.
- Financial information: income, employment history, assets, liabilities, credit history (via your authorization), tax returns, bank statements.
- Property information: address of the home you intend to buy or refinance, estimated value, purchase price, intended use.
- Website usage data: IP address, browser type, pages visited, referring URL, device and operating system information. We may use cookies and similar technologies to operate the site and understand usage.
2. How We Use Your Information
We use your information to:
- Evaluate your eligibility for a mortgage loan and prepare loan disclosures.
- Verify your identity and prevent fraud.
- Communicate with you about your application, loan options, and required documentation.
- Comply with legal, regulatory, and licensing obligations (including the Gramm-Leach-Bliley Act, the SAFE Act, the Equal Credit Opportunity Act, and applicable state laws).
- Improve our website and services.
We will not use your information for any purpose unrelated to providing mortgage services without your consent.
3. Sharing Your Information
We share your information only as permitted by law and as necessary to deliver mortgage services. Categories of recipients include:
- Mortgage Funding Solutions (Company NMLS #1972934), the broker company we work with, for loan processing and underwriting.
- Lenders and investors evaluating your loan application.
- Credit reporting agencies we use to obtain your credit report with your authorization.
- Service providers who assist with appraisals, title insurance, document verification, and similar functions, under contract to protect your information.
- Regulators and authorities as required by law or to defend against legal claims.
We do not sell your personal information.
4. Your Rights and Choices
Depending on your state of residence, you may have rights including:
- The right to know what personal information we have collected about you.
- The right to request correction or deletion of certain information.
- The right to opt out of certain disclosures (where applicable).
- The right to non-discrimination for exercising these rights.
To exercise any of these rights, contact us using the information at the bottom of this page. We may need to verify your identity before responding.
5. How We Protect Your Information
We use reasonable physical, electronic, and procedural safeguards to protect your information, including secure transmission of sensitive data, restricted access to nonpublic personal information, and ongoing employee training. No method of transmission over the internet is completely secure, but we work to protect your information consistent with industry standards.
6. Cookies and Analytics
We may use cookies and similar technologies to operate our website and understand visitor behavior. You can control cookies through your browser settings. If we use analytics tools (such as Google Analytics) we will configure them to respect your privacy choices and may anonymize IP addresses where supported.
7. Children
Our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.
8. Changes to This Policy
We may update this policy from time to time. When we do, we will update the "Last updated" date above. Material changes will be communicated more prominently.
9. Contact Us
For privacy questions or to exercise your rights, contact:
Bond Peter Njoku
1919 S. Shiloh Rd, Suite 518
Garland, TX 75043
Phone: 469-545-7180
Office: 469-929-6075