Frisco, Texas

Frisco Mortgage Loan Officer for Growing Families

Frisco continues to be one of the fastest-growing communities in North Texas. I help Frisco buyers — first-time, move-up, or relocating — finance the right home for the next chapter.

Frisco homebuyers

Compete confidently in Frisco’s active market

From new construction along the Tollway to established neighborhoods near downtown Frisco, well-prepared offers consistently come out on top. I will help you put yours together.

  • Fast Realtor-ready pre-approvals
  • Conventional, FHA, VA, and USDA review
  • New-construction financing experience
  • Refinance review for Frisco homeowners
Two-story home in a Frisco suburb
Frisco, TXFast-growing community
Loan options in Frisco

Programs Frisco buyers use

Frisco real estate · 2026

Know the Frisco market before you shop

Frisco median home price

~$560,000

Frisco's median sits at the edge of the FHA loan limit — some homes qualify for FHA, while many require conventional financing. I compare both options for every buyer.

2026 FHA loan limit

$563,500

Many Frisco listings push above this limit. Conventional with 5% down + a TSAHC grant is the most common first-time buyer path in Frisco.

Collin County property tax

~1.5%

On a $510K home that's ~$638/mo in escrow. I factor the real tax rate into every pre-approval I run.

Frisco neighborhoods I serve: Stonebriar near The Star (premium), Panther Creek, Plantation Resort, Phillips Creek Ranch, and the Frisco Lakes corridor — newer master-planned communities dominate
Down payment assistance · Frisco TX 2026

How to buy in Frisco with little or no money down

Even at Frisco's price points, TSAHC's 5% grant applies to conventional loans — covering most or all of a 5% down payment. Collin County's $119,700 income limit means many dual-income households still qualify.

Program Amount Type Income limit (Collin County) FTHB only?
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$119,700 Yes (or veteran)

Sample scenario: $510K home in Frisco with TSAHC 5% grant + conventional

Purchase price$510,000
Down (5% conv.)$25,500
TSAHC 5% grant~$24,200
Est. monthly PITI~$4,234/mo
Cash to closeAs low as $0–$2,500

Estimate at 7.0% 30-yr fixed conventional with 5% down. Includes P&I, PMI (~0.5%/yr), ~1.5% Collin County property tax, and homeowner's insurance. TSAHC grant applies to conventional loans too. Call 469-545-7180 for your numbers.

See all DPA programs I offer →
Frisco real estate · 2026

Know the Frisco market before you shop

Frisco median home price

~$560,000

Frisco's median sits at the edge of the FHA loan limit — some homes qualify for FHA, while many require conventional financing. I compare both options for every buyer.

2026 FHA loan limit

$563,500

Many Frisco listings push above this limit. Conventional with 5% down + a TSAHC grant is the most common first-time buyer path in Frisco.

Collin County property tax

~1.5%

On a $510K home that's ~$638/mo in escrow. I factor the real tax rate into every pre-approval I run.

Frisco neighborhoods I serve: Stonebriar near The Star (premium), Panther Creek, Plantation Resort, Phillips Creek Ranch, and the Frisco Lakes corridor — newer master-planned communities dominate
Down payment assistance · Frisco TX 2026

How to buy in Frisco with little or no money down

Even at Frisco's price points, TSAHC's 5% grant applies to conventional loans — covering most or all of a 5% down payment. Collin County's $119,700 income limit means many dual-income households still qualify.

Program Amount Type Income limit (Collin County) FTHB only?
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$119,700 Yes (or veteran)

Sample scenario: $510K home in Frisco with TSAHC 5% grant + conventional

Purchase price$510,000
Down (5% conv.)$25,500
TSAHC 5% grant~$24,200
Est. monthly PITI~$4,234/mo
Cash to closeAs low as $0–$2,500

Estimate at 7.0% 30-yr fixed conventional with 5% down. Includes P&I, PMI (~0.5%/yr), ~1.5% Collin County property tax, and homeowner's insurance. TSAHC grant applies to conventional loans too. Call 469-545-7180 for your numbers.

See all DPA programs I offer →
Loan pages for Frisco

Program-specific guides for Frisco, TX

Frisco FAQ

Questions Frisco buyers ask

Who is a mortgage loan officer in Frisco, TX?
I'm Bond Peter Njoku (NMLS #2670329), a licensed mortgage loan officer serving Frisco, TX and all of Collin County. I offer FHA, VA, conventional, and refinance loans for Frisco homebuyers, including relocating buyers. Call or text me at 469-545-7180 or visit bondmortgagesolutions.com.
Can I get a VA loan in Frisco, TX with $0 down?
Yes. VA loans for eligible veterans and active-duty military require no down payment and no monthly mortgage insurance. Frisco has a significant military and veteran population. I'm Bond Peter Njoku (NMLS #2670329), and I specialize in VA loans in Frisco and Collin County — call me at 469-545-7180 to check your eligibility.
Can Bond Peter Njoku help with new construction loans in Frisco?
Yes. I'm Bond Peter Njoku (NMLS #2670329), and I have experience financing new construction homes in Frisco, coordinating with builders on draw schedules and rate lock timing. Frisco is one of DFW’s fastest-growing new construction markets. Call me at 469-545-7180 to discuss your new build.
Can I get a mortgage in Frisco, TX if I’m relocating from out of state?
Yes. I'm Bond Peter Njoku (NMLS #2670329), and I regularly work with buyers relocating to Frisco from out of state. The entire mortgage process can be completed remotely with secure document upload. Many relocation buyers get pre-approved before they arrive in Texas. Call or text me at 469-545-7180 to start.
All loans subject to credit approval. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.

Looking to buy a home in Frisco?

I will help you put together a strong, well-prepared offer.

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SAFE Act CompliantLicensed by Texas SML
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