From the corporate corridors of Las Colinas to established neighborhoods near downtown Irving, I help Irving buyers and homeowners navigate financing — purchase, refinance, and everything between.
Irving is a tight, well-connected community with a wide range of housing types. I help you compare loan options against the specific home and neighborhood you are considering.
Often a strong fit for Irving first-time buyers.
Read moreFlexible terms for established Irving buyers.
Read moreFor eligible Irving Veterans and military families.
Read moreUSDA eligibility is address-specific, and most developed parts of Dallas County don't qualify — I'll check your exact address.
Read moreReview your current loan and goals.
Read moreTexas programs that may reduce out-of-pocket costs.
Read more~$340,000
Irving's Las Colinas corridor offers strong value with DART rail access — homes range from $270K starter condos to $450K+ townhomes, most inside the FHA limit.
$563,500
Dallas County FHA limit. Most Irving purchases fall well under this — FHA with 3.5% down is the most common first-time buyer loan here.
~2.0%
On a $315K home that's ~$525/mo in escrow. I factor the real tax rate into every pre-approval I run.
Irving is in Dallas County — same DPA pool as Dallas. The Dallas DHAP (up to $60K forgivable) applies to purchases inside Dallas city limits; TSAHC and TDHCA cover all of Irving. I check every program you qualify for.
| Program | Amount | Type | Income limit (Dallas County) | FTHB only? |
|---|---|---|---|---|
| Dallas DHAP | Up to $60,000 | Forgivable over 5 yrs | ~$97,200 | Yes |
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$97,200 | Yes (or veteran) |
Estimate at 7.0% 30-yr FHA. Note: Dallas DHAP requires the property to be within Dallas city limits — most Irving purchases use TSAHC or TDHCA instead. Call 469-545-7180 for your numbers.
~$340,000
Irving's Las Colinas corridor offers strong value with DART rail access — homes range from $270K starter condos to $450K+ townhomes, most inside the FHA limit.
$563,500
Dallas County FHA limit. Most Irving purchases fall well under this — FHA with 3.5% down is the most common first-time buyer loan here.
~2.0%
On a $315K home that's ~$525/mo in escrow. I factor the real tax rate into every pre-approval I run.
Irving is in Dallas County — same DPA pool as Dallas. The Dallas DHAP (up to $60K forgivable) applies to purchases inside Dallas city limits; TSAHC and TDHCA cover all of Irving. I check every program you qualify for.
| Program | Amount | Type | Income limit (Dallas County) | FTHB only? |
|---|---|---|---|---|
| Dallas DHAP | Up to $60,000 | Forgivable over 5 yrs | ~$97,200 | Yes |
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$97,200 | Yes (or veteran) |
Estimate at 7.0% 30-yr FHA. Note: Dallas DHAP requires the property to be within Dallas city limits — most Irving purchases use TSAHC or TDHCA instead. Call 469-545-7180 for your numbers.