Grapevine, Texas

Grapevine Mortgage Loan Officer for Lake Grapevine Buyers

Grapevine pairs lake access with a steady housing market and easy DFW Airport reach. I help Grapevine families compare loan options and finance the home that fits.

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Grapevine homebuyers

Lake Grapevine, established neighborhoods, strong location

From historic Main Street to neighborhoods near the lake, Grapevine offers a wide range of buyer profiles. I walk you through how each loan program fits the home and the area.

FHA, VA, USDA, Conventional review
First-time buyer support
Refinance review for current Grapevine homeowners
Realtor-ready pre-approval letters

Buying in Grapevine? Get pre-approved today.

Grapevine, TXTarrant County · Lake Grapevine · DFW Airport adjacent

Grapevine real estate · 2026

Know the Grapevine market before you shop

Grapevine median home price

~$460,000

Grapevine's median is higher than most Tarrant County cities, but entry-level homes in the $320K–$430K range are available — mostly within the FHA limit.

2026 FHA loan limit

$563,500

Tarrant County FHA limit. Most entry-level Grapevine homes are under this — FHA is available for most first-time buyer purchases here.

Tarrant County property tax

~2.0%

On a $420K home that's ~$700/mo in escrow. I factor the real tax rate into every pre-approval I run.

Grapevine neighborhoods I serve: Historic Downtown Grapevine (walkable, entry from ~$340K), Silverlake, Silver Lake Estates, DFW Airport corridor, and the Dove Road area near Lake Grapevine

Down payment assistance · Grapevine TX 2026

How to buy in Grapevine with little or no money down

Grapevine buyers can use TSAHC and TDHCA state programs for down payment assistance. With a 5% TSAHC grant on a $420K purchase, your down payment and most closing costs are covered.

Program	Amount	Type	Income limit (Tarrant County)	FTHB only?
TSAHC Home Sweet Texas	3–5% of loan	Grant — no repayment	115% AMI	No
TDHCA My First Texas Home	Up to 5% of loan	Deferred, forgiven yr 3	~$97,200	Yes (or veteran)

Sample scenario: $420K home in Grapevine with TSAHC 5% grant

Purchase price$420,000

FHA down (3.5%)$14,700

TSAHC 5% grant~$20,300

Est. monthly PITI~$3,743/mo

Cash to closeAs low as $0–$2,500

Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.0% Tarrant County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.

See all DPA programs I offer →

Loan options in Grapevine

Programs Grapevine buyers compare

FHA

Often a strong fit for Grapevine first-time buyers.

Conventional

Flexible terms for established Grapevine buyers.

VA

For eligible Grapevine Veterans and military families.

USDA

USDA eligibility is address-specific, and most developed parts of Tarrant County don't qualify — I'll check your exact address.

Refinance

Review your current loan and goals.

DPA

Texas programs that may reduce out-of-pocket costs.

Grapevine FAQ

Common Grapevine buyer questions

Is Conventional usually the right call in Grapevine?

Often yes — Grapevine price points work well with Conventional for buyers with established credit.

Can VA buyers find homes in Grapevine?

Yes — VA financing works across Grapevine for eligible Veterans and military families.

Are Grapevine refinance options common?

Yes — I run refinance reviews for Grapevine owners with current rates and goals in mind.

How are property taxes in Grapevine?

Tarrant County tax rates vary by district. I factor local taxes into your monthly estimate so the number is realistic.

Are there new-construction options in Grapevine?

Grapevine is mostly built out, but pockets of new construction do appear near the lake and DFW corridor. I will time your loan to fit the build schedule when relevant.

All loans subject to credit approval. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.

Equal Housing LenderFair Housing Act compliant

NMLS VerifiedPeter #2670329 · MFS #1972934

SAFE Act CompliantLicensed by Texas SML

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Loan pages for Grapevine

Program-specific guides for Grapevine, TX

FHA Loans in GrapevineDFW Airport adjacent · TSAHC VA Loans in Grapevine$0 down · DFW Airport adjacent Down Payment Assistance in GrapevineTSAHC · Tarrant County · $97,200 income limit Conventional Loans in GrapevineDFW Airport area · ~$154/mo vs FHA Refinance in GrapevineDFW Airport area · cash-out, VA IRRRL

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