I'm Bond Peter Njoku (NMLS #2670329). Grapevine in Tarrant County offers a unique combination — adjacent to DFW Airport, a vibrant historic downtown, Lake Grapevine access, and homes priced $320,000–$480,000. FHA is well-suited for Grapevine first-time buyers, with TSAHC available across Tarrant County.
Grapevine's proximity to DFW Airport makes it a natural home base for aviation, airline, and hospitality industry workers. Homes run $320,000–$480,000, all within Tarrant County's $524,225 FHA limit. At 3.5% down on a $380,000 home, that's $13,300 — and TSAHC's 4% grant on that loan amount = $15,200, covering the down payment and contributing to closing costs.
Grapevine's historic Main Street, GCISD schools, and Lake Grapevine draw buyers who want lifestyle alongside convenience. FHA with TSAHC makes the entry-level Grapevine market accessible for first-time buyers earning up to approximately $97,200 in Tarrant County.
| Minimum credit score | 580 (for 3.5% down) |
|---|---|
| Minimum down payment | 3.5% of purchase price |
| 2026 FHA loan limit | $524,225 (Tarrant County) |
| Typical Grapevine price range | $320,000–$480,000 |
| Debt-to-income ratio | Up to 57% (case by case) |
| Mortgage insurance | Upfront MIP + annual MIP |
| DPA compatibility | TSAHC, TDHCA |
A 3–5% grant — no repayment, ever. Available across Tarrant County including Grapevine. Income limit ~$97,200 for 2026. On a $380,000 home, a 4% grant = $15,200 — covering the full 3.5% down payment plus closing cost contribution. No first-time buyer requirement.
Up to 5% deferred, forgiven at year 3. Paired with a below-market FHA rate. For first-time buyers and veterans in Grapevine. A strong complement when you want the lowest possible rate and maximum up-front coverage in Grapevine's mid-range price market.
Airline and aviation industry workers often have stable income but irregular pay schedules (tips, overtime, shift differentials). FHA's flexible income calculation — including averaged tip income over 24 months — makes it uniquely suitable. Tell me about your income structure and I'll show you how FHA qualifies it. Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), a licensed mortgage loan officer serving Grapevine and all of Tarrant County. I specialize in FHA with TSAHC assistance for first-time buyers. Call or text me at 469-545-7180.
Grapevine homes run $320,000–$480,000, all within Tarrant County's FHA limit of $524,225. At 3.5% on a $380,000 home, that's $13,300 — typically covered by TSAHC. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Yes. Grapevine is in Tarrant County — TSAHC income limit ~$97,200, no FTHB requirement. On a $380,000 loan, a 4% grant = $15,200. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Yes. FHA allows averaging of variable income — tips, commissions, overtime — over the prior 24 months. This is a key advantage for Grapevine aviation and hospitality workers. I'm Bond Peter Njoku (NMLS #2670329). Text me at 469-545-7180 and tell me about your income structure.
I'm Bond Peter Njoku (NMLS #2670329), your Tarrant County FHA loan officer. Call, text, or WhatsApp me at 469-545-7180 — I'll run your Grapevine FHA numbers and TSAHC eligibility for free.
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