Mansfield, Texas

Mansfield Mortgage Loan Officer for South Tarrant Families

Mansfield blends established neighborhoods with growing south Tarrant communities. I help Mansfield buyers — first-time, move-up, or relocating — finance the home that fits.

Mansfield homebuyers

Family-friendly south Tarrant with room to grow

From established centers to fast-growing subdivisions, Mansfield's market spans a wide range of price points. I help you compare loan programs so the structure actually fits.

  • FHA, VA, USDA, Conventional review
  • First-time buyer support
  • Refinance review for current Mansfield homeowners
  • Realtor-ready pre-approval letters
Mansfield family home
Mansfield, TXSouth Tarrant County · Family-friendly · Strong schools
Mansfield real estate · 2026

Know the Mansfield market before you shop

Mansfield median home price

~$395,000

Mansfield blends suburban affordability with Tarrant County access — starter homes start around $290K, most inside the FHA limit.

2026 FHA loan limit

$563,500

Tarrant County FHA limit. Most Mansfield first-time buyer purchases fall under this — FHA is widely used here.

Tarrant County property tax

~2.0%

On a $360K home that's ~$600/mo in escrow. I factor the real tax rate into every pre-approval I run.

Mansfield neighborhoods I serve: Historic Downtown Mansfield (most affordable, $250K–$310K), Walnut Creek, Broad Creek Estates, Millbrook Meadows, and Lighthouse Harbor near Oak Ridge Village
Down payment assistance · Mansfield TX 2026

How to buy in Mansfield with little or no money down

Mansfield buyers qualify for TSAHC and TDHCA state programs. A TSAHC 5% grant on a $360K purchase covers the full FHA down payment and most closing costs.

Program Amount Type Income limit (Tarrant County) FTHB only?
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$97,200 Yes (or veteran)

Sample scenario: $360K home in Mansfield with TSAHC 5% grant

Purchase price$360,000
FHA down (3.5%)$12,600
TSAHC 5% grant~$17,400
Est. monthly PITI~$3,215/mo
Cash to closeAs low as $0–$2,000

Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.0% Tarrant County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.

See all DPA programs I offer →
Loan options in Mansfield

Programs Mansfield buyers compare

Mansfield FAQ

Common Mansfield buyer questions

Is FHA a strong fit for Mansfield first-time buyers?
Often yes — FHA's flexible guidelines work well in many Mansfield neighborhoods.
Can you handle Mansfield new construction?
Yes — I work with builders in south Tarrant and time financing to the schedule.
Are Mansfield areas ever USDA-eligible?
Some outer pockets of south Tarrant have historically been USDA-eligible. I will check the current map for your specific address.
How are property taxes in Mansfield, TX?
I'm Bond Peter Njoku (NMLS #2670329) and Mansfield property tax rates vary by school district and by whether the community sits inside a MUD or PID, which adds an assessment on top of the Tarrant County base rate. I build the actual figure for your specific address into your monthly payment estimate so the number is realistic before you make an offer. Call or text me at 469-545-7180.
Are there new-construction options in Mansfield?
I'm Bond Peter Njoku (NMLS #2670329) and yes — I finance new builds across the Mansfield area and time the loan to the builder's schedule, including extended rate locks when completion is months out. I'll also compare the builder's preferred-lender incentive against an outside loan so you can see the real cost difference. Call or text me at 469-545-7180.
All loans subject to credit approval. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.

Looking to buy a home in Mansfield?

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Loan pages for Mansfield

Program-specific guides for Mansfield, TX