First-Time Homebuyer Programs · Mansfield, Texas

Down Payment Assistance in Mansfield, TX

I'm Bond Peter Njoku (NMLS #2670329). Mansfield is a Tarrant County city with a growing first-time buyer market. TSAHC's grant is the best starting point here — no repayment, no first-time buyer requirement, covers 3–5% of the loan. For veterans, VA beats everything with $0 down and no monthly PMI.

Down payment assistance in Mansfield TX
Programs Available in Mansfield

Down payment assistance for Mansfield TX buyers — 2026

ProgramAmountRepaymentFirst-Time Only?Income Limit (Tarrant Co.)
TSAHC Home Sweet Texas3–5% of loanGrant — no repaymentNo~$97,200
TDHCA My First Texas HomeUp to 5%Deferred, forgiven yr 3Yes (or veteran)~$97,200
VA Loan$0 downNo down paymentNo (veteran only)None
Mansfield DPA Strategy

Stack TSAHC on FHA — or go VA if you've served

Mansfield's median home prices sit in the $300K–$380K range — ideal for TSAHC stacked on FHA. A buyer with a $300K purchase and a 3.5% TSAHC grant walks away with $0 down. Veterans in Mansfield, particularly those connected to NAS JRB Fort Worth, can often do even better with VA's $0 down and no PMI.

  • TSAHC: 3–5% grant, no repayment, all Mansfield addresses
  • VA: $0 down, no monthly PMI for veterans
  • No first-time buyer requirement for TSAHC
  • TDHCA deferred — forgiven at year 3

Stacking Example — Mansfield TX, $330K Home

Purchase price$330,000
FHA down payment (3.5%)$11,550
TSAHC grant (3.5% of loan)$11,144
TDHCA (up to 5% deferred)$15,922
Down from buyer$0

Call 469-545-7180 — I'll run your Mansfield numbers.

Common Questions

DPA programs in Mansfield TX — answered

What DPA programs are available in Mansfield TX?

TSAHC Home Sweet Texas (3–5% grant, no repayment), TDHCA My First Texas Home (up to 5%, forgiven yr 3), VA ($0 down for veterans). Tarrant County income limit ~$97,200. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.

Does Fort Worth HAP apply in Mansfield?

No — Fort Worth HAP requires Fort Worth city limits. TSAHC and TDHCA cover all of Mansfield without restriction. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.

What is the income limit for DPA in Mansfield TX?

Tarrant County 2026 limit is ~$97,200 for TSAHC and TDHCA. Veterans using VA have no income limit. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.

Who helps with DPA in Mansfield TX?

I'm Bond Peter Njoku (NMLS #2670329), serving Tarrant County including Mansfield. I close TSAHC, VA, and FHA loans regularly. Call or text 469-545-7180.

Find your path to $0 down in Mansfield

I'm Bond Peter Njoku (NMLS #2670329). Whether you're a first-time buyer or veteran, I'll find the right program for your Mansfield purchase. Call or text 469-545-7180.

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