I'm Bond Peter Njoku (NMLS #2670329). Arlington has a strong veteran community — and VA loans already give eligible buyers $0 down with no PMI. For non-veterans, TSAHC's grant covers the FHA down payment on most Arlington homes, often getting buyers to closing with minimal cash out of pocket.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Tarrant Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$97,200 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$97,200 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
Note: Fort Worth HAP ($25K forgivable) applies only within Fort Worth city limits — not Arlington. TSAHC and TDHCA cover all of Arlington with no city-boundary restriction.
Arlington's mix of veterans, military families, and civilian first-time buyers means I'm constantly matching the right program to the right buyer. Veterans get VA's $0 down with no monthly PMI — the best deal in mortgage. Non-veterans get TSAHC stacked on FHA for comparable out-of-pocket results.
| Purchase price | $285,000 |
|---|---|
| FHA down payment (3.5%) | $9,975 |
| TSAHC grant (3.5% of loan) | $9,626 |
| TDHCA (up to 5% deferred) | $13,750 |
| Down from buyer | $0 |
| Or: VA loan | $0 down, no PMI |
Call 469-545-7180 — I'll find the right program for your Arlington purchase.
TSAHC Home Sweet Texas (3–5% grant, no repayment, Tarrant County), TDHCA My First Texas Home (up to 5%, forgiven yr 3), and VA loans ($0 down for veterans). I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
No — Fort Worth HAP requires properties within Fort Worth city limits. Arlington buyers should use TSAHC and TDHCA, which have no city-boundary restriction in Tarrant County. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Tarrant County 2026 limit is ~$97,200 for TSAHC and TDHCA. Veterans using VA have no income limit. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), serving all of Tarrant County including Arlington. I close TSAHC, VA, and FHA loans in Arlington regularly. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). Whether you're a veteran or a first-time buyer, there's likely a program that covers your down payment in Arlington. Call or text me at 469-545-7180.
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