Fort Worth, Texas

Fort Worth Mortgage Loan Officer Helping Cowtown Families

From the historic neighborhoods near downtown to the master-planned communities on Fort Worth's growing edges, I help Cowtown buyers compare loan options and finance the home that fits their goals.

Fort Worth homebuyers

From historic Fort Worth to the booming west and north sides

Fort Worth is one of the fastest-growing major cities in the country, and the financing picture varies block by block. I bring the same approach to every Fort Worth file: clear communication, honest guidance, and steady support to closing day.

  • FHA, VA, USDA, Conventional review
  • First-time buyer support
  • Refinance review for current Fort Worth homeowners
  • Realtor-ready pre-approval letters
Brick family home in Fort Worth
Fort Worth, TXMajor Tarrant County market · Diverse neighborhoods
Loan options in Fort Worth

Programs Fort Worth buyers compare

Fort Worth real estate · 2026

Know the Fort Worth market before you shop

Fort Worth median home price

~$300,000

Fort Worth is one of DFW's most affordable large cities — strong starter inventory between $200K–$310K, well inside the FHA loan limit.

2026 FHA loan limit

$563,500

Tarrant County FHA limit. Almost all Fort Worth starter home purchases fall under this — FHA is a strong fit here.

Tarrant County property tax

~2.0%

On a $275K home that's ~$458/mo in escrow. I factor the real tax rate into every pre-approval I run.

Fort Worth neighborhoods I serve: Wedgwood (best value, $200K–$280K), Ridglea Hills, Near Southside, Stop Six, Arlington Heights, and the Lake Worth corridor near Eagle Mountain Lake
Down payment assistance · Fort Worth TX 2026

How to buy in Fort Worth with little or no money down

Fort Worth city buyers qualify for the Fort Worth HAP — up to $25,000 forgivable over 5 years. Stack it with TSAHC for a combined DPA that can eliminate your down payment and most closing costs.

Program Amount Type Income limit (Tarrant County) FTHB only?
Fort Worth HAP Up to $25,000 Forgivable over 5 yrs ~$97,200 Yes
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$97,200 Yes (or veteran)

Sample scenario: $275K home in Fort Worth with TSAHC 5% grant

Purchase price$275,000
FHA down (3.5%)$9,625
TSAHC 5% grant~$13,300
Est. monthly PITI~$2,465/mo
Cash to closeAs low as $0–$1,500

Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.0% Tarrant County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.

See all DPA programs I offer →
Fort Worth real estate · 2026

Know the Fort Worth market before you shop

Fort Worth median home price

~$300,000

Fort Worth is one of DFW's most affordable large cities — strong starter inventory between $200K–$310K, well inside the FHA loan limit.

2026 FHA loan limit

$563,500

Tarrant County FHA limit. Almost all Fort Worth starter home purchases fall under this — FHA is a strong fit here.

Tarrant County property tax

~2.0%

On a $275K home that's ~$458/mo in escrow. I factor the real tax rate into every pre-approval I run.

Fort Worth neighborhoods I serve: Wedgwood (best value, $200K–$280K), Ridglea Hills, Near Southside, Stop Six, Arlington Heights, and the Lake Worth corridor near Eagle Mountain Lake
Down payment assistance · Fort Worth TX 2026

How to buy in Fort Worth with little or no money down

Fort Worth city buyers qualify for the Fort Worth HAP — up to $25,000 forgivable over 5 years. Stack it with TSAHC for a combined DPA that can eliminate your down payment and most closing costs.

Program Amount Type Income limit (Tarrant County) FTHB only?
Fort Worth HAP Up to $25,000 Forgivable over 5 yrs ~$97,200 Yes
TSAHC Home Sweet Texas 3–5% of loan Grant — no repayment 115% AMI No
TDHCA My First Texas Home Up to 5% of loan Deferred, forgiven yr 3 ~$97,200 Yes (or veteran)

Sample scenario: $275K home in Fort Worth with TSAHC 5% grant

Purchase price$275,000
FHA down (3.5%)$9,625
TSAHC 5% grant~$13,300
Est. monthly PITI~$2,465/mo
Cash to closeAs low as $0–$1,500

Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~2.0% Tarrant County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.

See all DPA programs I offer →
Loan pages for Fort Worth

Program-specific guides for Fort Worth, TX

Fort Worth FAQ

Common Fort Worth buyer questions

Is FHA a common choice in Fort Worth?
FHA is a popular path for many Fort Worth first-time buyers, especially in the price ranges that fit the program limits.
Can you handle new-construction loans in Fort Worth's growing edges?
Yes — I work with builders on the city's expanding north and far west sides and time financing to the construction schedule.
Are there programs specifically helpful for Fort Worth buyers?
Some statewide and city-level assistance programs may apply. I will check what is currently available for your situation.
How are property taxes in Fort Worth?
Tarrant County tax rates vary by district. I factor local taxes into your monthly estimate so the number is realistic.
Do you work with veterans and military buyers in Fort Worth?
Yes — Fort Worth is home to NAS Fort Worth JRB, and VA loans are one of the programs I use most often for buyers stationed there or transitioning out.
All loans subject to credit approval. Equal Housing Lender · NMLS #2670329 · Mortgage Funding Solutions · Company NMLS #1972934.

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