From West Plano executive families to growing households in Legacy and downtown Plano, I help buyers compete with confident, well-prepared offers in one of North Texas’s most competitive markets.
Plano homes move fast. A solid pre-approval letter from me signals to sellers that your offer is serious — and gives your Realtor what they need to compete.
Often the program of choice in Plano for buyers with established credit.
Read moreA flexible alternative for first-time buyers in Plano.
Read moreFor eligible Veterans and military families in Plano.
Read moreReview your loan if rates or your goals have shifted.
Read moreMay reduce out-of-pocket costs for income-qualified Plano buyers.
Read moreMost of Plano is suburban — I will check eligibility on the edges.
Read more~$450,000
Plano has one of North Texas's widest price ranges — from $320K starter homes in East Plano to $700K+ in West Plano luxury developments.
$563,500
Collin County FHA limit. East Plano starter homes fall well under this — FHA is fully available for most first-time buyer purchases.
~1.5%
On a $410K home that's ~$513/mo in escrow. I factor the real tax rate into every pre-approval I run.
Plano is in Collin County — the $119,700 DPA income limit is one of the most generous in DFW. Many Plano households that wouldn't qualify in Dallas County can access TSAHC and TDHCA programs here.
| Program | Amount | Type | Income limit (Collin County) | FTHB only? |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$119,700 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~1.5% Collin County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.
~$450,000
Plano has one of North Texas's widest price ranges — from $320K starter homes in East Plano to $700K+ in West Plano luxury developments.
$563,500
Collin County FHA limit. East Plano starter homes fall well under this — FHA is fully available for most first-time buyer purchases.
~1.5%
On a $410K home that's ~$513/mo in escrow. I factor the real tax rate into every pre-approval I run.
Plano is in Collin County — the $119,700 DPA income limit is one of the most generous in DFW. Many Plano households that wouldn't qualify in Dallas County can access TSAHC and TDHCA programs here.
| Program | Amount | Type | Income limit (Collin County) | FTHB only? |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | 115% AMI | No |
| TDHCA My First Texas Home | Up to 5% of loan | Deferred, forgiven yr 3 | ~$119,700 | Yes (or veteran) |
Estimate at 7.0% 30-yr fixed. Includes P&I, FHA MIP (0.55%/yr), ~1.5% Collin County property tax, and homeowner's insurance. DPA income limit varies by program. Min credit 620 for TSAHC. Call 469-545-7180 for your actual pre-approval numbers.