I'm Bond Peter Njoku (NMLS #2670329). Irving sits in Dallas County — and the TSAHC grant is the strongest DPA tool available here, covering 3–5% of the loan with no repayment, no first-time buyer requirement, and no city-boundary restriction. For Irving veterans, VA's $0 down is even better.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Dallas Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$97,200 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$97,200 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
Dallas DHAP ($60K forgivable) requires the property to be within Dallas city limits — not Irving. TSAHC and TDHCA cover all of Irving with no city-boundary restriction.
Irving is home to a significant military and veteran community given its proximity to NAS JRB Fort Worth and DFW installations. That means VA is frequently the right answer. For non-veterans, TSAHC stacked on FHA achieves a comparable result — near-zero cash to close on most Irving home prices.
| Purchase price | $310,000 |
|---|---|
| FHA down payment (3.5%) | $10,850 |
| TSAHC grant (3.5% of loan) | $10,470 |
| TDHCA (up to 5% deferred) | $14,963 |
| Down from buyer | $0 |
| Or: VA loan | $0 down, no PMI |
Call 469-545-7180 — I'll find your best path in Irving.
TSAHC Home Sweet Texas (3–5% grant, no repayment), TDHCA My First Texas Home (up to 5%, forgiven yr 3), and VA ($0 down for veterans). I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
No — Dallas DHAP requires the property to be within Dallas city limits. Irving buyers use TSAHC and TDHCA instead. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Dallas County 2026 limit is ~$97,200. Veterans using VA have no income limit. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), serving all of Dallas County including Irving. I close TSAHC, VA, and FHA loans in Irving regularly. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). Call or text me at 469-545-7180 — I'll match you to TSAHC, VA, or both based on your situation.
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