I'm Bond Peter Njoku (NMLS #2670329). Denton County's income limit for DPA programs is approximately $119,700 — one of the highest in the DFW metro. Denton has a large first-time buyer population of recent UNT and TWU graduates, and TSAHC + TDHCA stacked together can cover the entire down payment and assist with closing costs.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Denton Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$119,700 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$119,700 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
Denton County has the same higher income limit as Collin County ($119,700), which is $22,500 more than Dallas or Tarrant County. For Denton buyers who are recent college graduates now earning $85,000–$105,000, this limit is the difference between qualifying and not. I use this to help Denton first-time buyers who've been told "you earn too much" by other lenders.
| Purchase price | $295,000 |
|---|---|
| FHA down payment (3.5%) | $10,325 |
| TSAHC grant (3.5% of loan) | $9,964 |
| TDHCA (up to 5% deferred) | $14,234 |
| Down from buyer | $0 |
Call 469-545-7180 — I'll run your Denton scenario and check eligibility fast.
TSAHC Home Sweet Texas (3–5% grant, no repayment, no FTHB requirement) and TDHCA My First Texas Home (up to 5%, forgiven yr 3). Denton County income limit ~$119,700. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Denton County 2026 limit is ~$119,700 — same high-tier limit as Collin County. Much higher than Dallas County ($97,200). I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Yes — TSAHC and TDHCA have no student or education requirement. Recent graduates now working and buying are ideal TDHCA candidates. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), serving all of Denton County. I close TSAHC and FHA loans for Denton buyers regularly. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). Denton County's $119,700 income limit gives you more flexibility than you might expect. Call or text me at 469-545-7180.
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