I'm Bond Peter Njoku (NMLS #2670329). Flower Mound is a higher-priced Denton County market — median homes in the $400K–$500K range — but the county's $119,700 income limit still opens the door for TSAHC grants. The key in Flower Mound is matching the right loan type (conventional, not always FHA) to the grant so buyers avoid lifetime MIP on a premium-priced home.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Denton Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$119,700 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$119,700 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
TSAHC purchase price limits (~$481K in non-targeted areas) cover many Flower Mound homes but not all. I verify before quoting.
FHA's lifetime mortgage insurance premium is manageable on a $260K home but adds up on a $450K purchase — roughly $320/month that never goes away. TSAHC pairs with conventional loans, so a Flower Mound buyer can get a 3% TSAHC grant on a conventional loan and drop the MIP entirely once they hit 20% equity.
| Purchase price | $430,000 |
|---|---|
| Conventional 3% down | $12,900 |
| TSAHC grant (3% of loan) | $12,531 |
| Down from buyer | ~$369 |
| Monthly MIP saved vs FHA | ~$320/month |
Call 469-545-7180 — I'll verify TSAHC eligibility at your Flower Mound price point.
TSAHC Home Sweet Texas (3–5% grant, no repayment, no FTHB requirement) and TDHCA My First Texas Home (up to 5%, forgiven yr 3). Denton County income limit ~$119,700. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Denton County 2026 limit is ~$119,700 — one of the highest in DFW. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
It depends on whether the home is under TSAHC's purchase price limit (~$481K in non-targeted areas for 2026). I verify this before quoting. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329), serving Denton County including Flower Mound. I pair TSAHC with conventional loans for Flower Mound buyers regularly. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). I'll check the purchase price limit, verify your income against the Denton County threshold, and quote you conventional + TSAHC vs FHA. Call or text 469-545-7180.
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