Mesquite is one of DFW's most affordable entry markets — and I help buyers here make the most of FHA loans, down payment assistance, and first-time buyer programs. I'm Bond Peter Njoku (NMLS #2670329), based just a few minutes away in Garland.
Mesquite sits in Dallas County and offers some of the lowest home prices in the metro — many homes fall in the $200,000–$320,000 range, which is the sweet spot for FHA loans and down payment assistance programs. If you've been renting and wondering if you can afford a home, this is where the math tends to work.
| Scenario | Details |
|---|---|
| Home price | $265,000 |
| FHA down payment (3.5%) | $9,275 |
| TSAHC grant (5% of loan) | –$13,125 (covers down payment + some closing costs) |
| Out of pocket | $0 down · closing costs may also be covered |
| Credit score needed | 580+ for FHA; income limits apply |
| TSAHC repayment? | None — it's a grant |
Estimates only. Actual amounts depend on loan size, income, and program availability. Call me to run your exact numbers.
580+ credit, 3.5% down. Most popular option for Mesquite first-time buyers.
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