I'm Bond Peter Njoku, and I've been telling buyers all year that DFW is a buyer's market — more listings, more negotiating room, sellers more willing to deal. That's still true today. But there's a shift worth flagging: after nearly two years of steady inventory growth, supply across the Dallas-Fort Worth area has turned and is now declining, and the pace of that decline is picking up. If you've been waiting for the "perfect" moment to buy, this is the kind of data point that should move your timeline up, not push it back.
What's Actually Changing
Inventory across DFW climbed roughly 9% to 20% year-over-year through parts of 2025 and early 2026, pushing months of supply up toward the 5-to-6-month range that typically defines a balanced market. That was great news for buyers — more homes to choose from, less competition per listing, and real leverage at the negotiating table. But that growth has stalled and reversed. Listings are coming off the market faster than new ones are replacing them, and the trend is accelerating rather than leveling off.
Prices Are Still Mixed, Not Rising Uniformly
Shrinking inventory doesn't automatically mean prices are shooting up. The DFW single-family median sale price sat around $415,000 as of May 2026, with modest year-over-year movement. New construction pricing has actually continued to soften — the average new home price in the metroplex fell to roughly $460,000 last reporting period, down from the month before and down about $10,000 from a year earlier. So you're looking at a market where resale supply is tightening while builders are still discounting to move inventory. That gap creates real opportunity if you know where to look.
DFW Inventory Trend — Then vs. Now
| Metric | 2025 Trend | Summer 2026 |
|---|---|---|
| Inventory direction | Growing steadily, up 9–20% YoY | Declining, pace accelerating |
| Seller-to-buyer ratio | Roughly balanced | About 2 sellers for every buyer in parts of the metro |
| New construction pricing | Elevated, limited discounts | Softening month over month |
| Resale median price | Rising | ~$415,000, modest YoY change |
| Buyer leverage | Improving throughout the year | Still strong, but window narrowing |
Figures reflect publicly reported regional data as of July 2026 and are directional. Confirm current comps with a licensed Texas Realtor.
Why This Matters If You're Still Deciding
A buyer's market doesn't last forever, and inventory contracting is usually the first sign the pendulum is starting to swing back the other way. It doesn't mean the market flips overnight — DFW is still nowhere near the frenzy of 2021 and 2022 — but every month that inventory keeps shrinking is a month with slightly less negotiating leverage than the month before. If your income, credit, and savings are ready today, there's a real financial case for not waiting on a market that's already trending against you.
How to Position Yourself Right Now
- Get pre-approved before you start touring. A pre-approval lets you move fast the moment the right listing appears, which matters more as competition creeps back up.
- Ask about new construction incentives. With builder pricing still softening, rate buydowns and closing cost credits are common right now — often more generous than what resale sellers will offer.
- Don't ignore down payment assistance. Programs through TSAHC and TDHCA can still stack with FHA financing even as the broader market tightens.
- Compare loan types before you shop. FHA, Conventional, VA, and USDA financing all price differently, and the right fit changes your effective buying power.
Let's Talk Through Your Timeline
I track this data across every city I work in — Garland, Mesquite, Dallas, Plano, Frisco, McKinney, and beyond — so I can tell you honestly whether waiting makes sense for your specific situation or whether the shrinking inventory trend means you should move now. Call or text me at 469-545-7180, or start your pre-approval today at bondmortgagesolutions.com.
Frequently Asked Questions
Is DFW housing inventory going down in 2026?
I'm Bond Peter Njoku (NMLS #2670329), and yes — after roughly two years of steady inventory growth across DFW, supply has turned and is now declining, with the pace of that decline picking up through the summer. It's still a more balanced market than the frenzied years of 2021 and 2022, but the trend line has shifted. Call or text me at 469-545-7180 and I'll walk you through what's happening in your target city.
Does shrinking inventory mean I should buy now instead of waiting?
I'm Bond Peter Njoku (NMLS #2670329), and if your finances are ready, shrinking inventory is a real reason not to wait indefinitely — fewer listings usually means less negotiating leverage over time, even if today's market still favors buyers overall. I never tell people to rush into a purchase they're not ready for, but I do think it's worth getting pre-approved now so you're positioned to act while conditions are still favorable. Visit bondmortgagesolutions.com to start.
Are home prices still falling in DFW even with inventory shrinking?
I'm Bond Peter Njoku (NMLS #2670329), and the picture is mixed — new construction pricing has continued to soften month over month, while resale prices in parts of the metro have held steadier or ticked up slightly. It depends heavily on the specific city and price band. Call or text me at 469-545-7180 and I'll pull current data for the neighborhoods you're considering.
What should I do to prepare if DFW inventory keeps shrinking?
I'm Bond Peter Njoku (NMLS #2670329), and the best move is to get pre-approved now so you know your exact budget and can move quickly once you find the right listing, rather than starting that process after competition has already picked back up. Call or text me at 469-545-7180 to get pre-approved today.
Want to know if now is the right time for your situation?
I'm Bond Peter Njoku (NMLS #2670329), and I'll walk you through the current data for your target city before you make any decisions. Text or call me at 469-545-7180.