I'm Bond Peter Njoku (NMLS #2670329). Rockwall County's DPA income limit is approximately $119,700 — matching Collin County as one of the highest in DFW. TSAHC's grant is the go-to tool for Rockwall buyers: no repayment, no first-time requirement, and it stacks on FHA to eliminate the down payment on most Rockwall homes.
| Program | Amount | Repayment | First-Time Only? | Income Limit (Rockwall Co.) |
|---|---|---|---|---|
| TSAHC Home Sweet Texas | 3–5% of loan | Grant — no repayment | No | ~$119,700 |
| TDHCA My First Texas Home | Up to 5% | Deferred, forgiven yr 3 | Yes (or veteran) | ~$119,700 |
| VA Loan | $0 down | No down payment | No (veteran only) | None |
Rockwall is one of the fastest-growing counties in Texas. Buyers moving here often come from Dallas County cities (Garland, Mesquite) where the income limit is only $97,200. In Rockwall County, that same household has a $119,700 limit — a difference that frequently determines whether DPA is available or not.
| Purchase price | $330,000 |
|---|---|
| FHA down payment (3.5%) | $11,550 |
| TSAHC grant (3.5% of loan) | $11,144 |
| TDHCA (up to 5% deferred) | $15,922 |
| Down from buyer | $0 |
Call 469-545-7180 — I'll run your Rockwall scenario in minutes.
TSAHC Home Sweet Texas (3–5% grant, no repayment) and TDHCA My First Texas Home (up to 5%, forgiven yr 3). Rockwall County income limit ~$119,700. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Rockwall County 2026 limit is ~$119,700 — significantly higher than Dallas County ($97,200). Buyers moving from Garland or Mesquite often have more room to qualify in Rockwall. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180.
Rockwall city is generally not USDA-eligible. TSAHC + FHA is the better $0-down path for non-veterans here. I'm Bond Peter Njoku (NMLS #2670329). Call 469-545-7180 to verify your address.
I'm Bond Peter Njoku (NMLS #2670329), serving Rockwall County. I close TSAHC and FHA loans in Rockwall and know the county's income limits well. Call or text 469-545-7180.
I'm Bond Peter Njoku (NMLS #2670329). Rockwall County's $119,700 income limit may open the door for your family. Call or text me at 469-545-7180.
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